08:50     JCG HOLDINGS<00626> - Results Announcement                          

    JCG Holdings Limited announced on 12/01/2005:                             
    (stock code: 00626 )                                                      
    Year end date: 31/12/2004                                                 
    Currency: HKD                                                             
    Auditors' Report: Unqualified                                             
                                                                              
                                                            (Audited   )      
                                         (Audited   )       Last              
                                         Current            Corresponding     
                                         Period             Period            
                                         from 01/01/2004    from 01/01/2003   
                                         to 31/12/2004      to 31/12/2003     
                                   Note  ('000      )       ('000      )      
    Turnover                           : N/A                N/A               
    Interest Income                    : 712,792            723,327           
    Profit/(Loss) from Operations      : 493,166            259,463           
    Finance cost                       : N/A                N/A               
    Share of Profit/(Loss) of                                                 
      Associates                       : N/A                N/A               
    Share of Profit/(Loss) of                                                 
      Jointly Controlled Entities      : N/A                N/A               
    Profit/(Loss) after Tax & MI       : 412,889            232,133           
    % Change over Last Period          : +77.9     %                          
    EPS/(LPS)-Basic (in dollars)       : 0.583              0.328             
             -Diluted (in dollars)     : N/A                N/A               
    Extraordinary (ETD) Gain/(Loss)    : N/A                N/A               
    Profit/(Loss) after ETD Items      : 412,889            232,133           
    Final Dividend                     : NIL                NIL               
      per Share                                                               
    (Specify if with other             : N/A                N/A               
      options)                                                                
                                                                              
    B/C Dates for                                                             
      Final Dividend                   : N/A                                  
    Payable Date                       : N/A                                  
    B/C Dates for Annual                                                      
      General Meeting                  : 04/03/2005         to 10/03/2005 bdi.
    Other Distribution for             : N/A                                  
      Current Period                                                          
                                                                              
    B/C Dates for Other                                                       
      Distribution                     : N/A                                  
                                                                              
    Remarks:                                                                  
                                                                              
    (1)     Earnings per share                                                
                                                                              
    (a)     Basic earnings per share                                          
                                                                              
            The calculation of basic earnings per share is based on the net   
    profit attributable to shareholders for the year of HK$412,889,000 (2003: 
    HK$232,133,000) and the weighted average number of 707,758,412 (2003:     
    707,758,412) ordinary shares in issue during the year.                    
                                                                              
    (b)     Diluted earnings per share                                        
                                                                              
            Diluted earnings per share for the year ended 31 December 2004 and
    2003 have not been presented as no diluting events existed during these   
    years.                                                                    
                                                                              
    (2)     Turnover                                                          
                                                                              
    The predominant business segment of the Group is personal and commercial  
    lending.  The turnover of the Group is not disclosed herein as it mainly  
    comprised interest income from JCG Finance Company, Limited, the          
    disclosure of which is exempted under the Companies Ordinance.            
                                                                              
    For more details, please refer to the press announcement today.